Medical Professional Program


Home loans for medical professionals

You take care of us - let us take care of your mortgage needs!


As a medical professional, you may be ready to purchase a home but can't find a mortgage loan program that fits your needs. Our Medical Professional Program provides financing for eligible medical doctors and dentists, and could be the solution you need to reach your homeownership goal.


What Are the Details of the Medical Professional Program?

  • Available for eligible doctors, dentists, and veterinarians who meet certain requirements, as well as qualified medical professionals who begin residency after loan closing

  • No-down-payment for loan amounts up to $750,000 with no mortgage insurance (MI); as low as 700 FICO

  • 5% down payment and no MI for loan amounts up to $1.25 million

  • 10% down payment and no MI for loan amounts up to $2 million

  • Adjustable rate mortgage (ARM) and fixed-rate options available

  • Refinance options available


You have a rewarding career - are you ready to add a dream home to the picture? We certainly hope so. Contact a mortgage loan professional near you to learn more about your options.


Eligible individuals include medical residents, existing or new licensed Medical Doctors (MD), Doctors of Dental Science (DDS), Doctors of Dental Medicine (DMD), Dental Surgeons specializing in oral and maillofacial surgery (DMD), Doctors of Opthamology (MD), Doctors of Podiatric Medicine (DPM), Doctors of Osteopathy (DO), and Doctors of Veterinary Medicine (DVM). With ARMs loans, the rate is variable and may increase or decrease every year after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment. Geographical restrictions apply, contact your mortgage loan professional for additional information.